NY Homeowner Assistance Fund

[שפיפון]

וואס מיינט דעיס?

אז דו ביסט שוין אפראווד. זזי דארף נאר נאך רעדן צו דו באנק.

[שפיפון]

We are pleased to tell you that based on our review, you meet the basic eligibility requirements for the New York State Homeowner Assistance Fund (“NYS HAF”). This does not guarantee you will receive a funding award.
First, we must determine what type of assistance you may be eligible for under the program. The NYS HAF provides homeowners affected by COVID-19 with several types of assistance:
Many mortgage servicers are required to offer homeowners affordable loan modifications according to federal and state guidelines. NYS HAF helps eligible homeowners seek loan modification assistance from their mortgage servicer.
If you do not qualify for a reasonable loan modification offer with your servicer, then NYS HAF funds may be used to try to make your monthly payment affordable or to pay down mortgage arrears.
NYS HAF provides financial support to address non-mortgage issues, such as delinquent property taxes, water/sewer payments, condo and co-op fees, and manufactured home loans.
NYS HAF also provides limited financial assistance to cover the cost of ongoing monthly housing payments for eligible homeowners who are unable to pay their ongoing housing costs.

Next, NYS HAF will reach out to the entity to whom you make your monthly housing payments and confirm the amounts owed. If you are seeking mortgage assistance, we will contact your mortgage servicer to ask for a loan modification, if possible. If your mortgage servicer offers you a reasonable home retention offer or loan modification, NYS HAF funds may not be needed if the offer meets the program’s criteria for being affordable.
If we determine that you do require financial assistance under this program, the funds will be made available as a forgivable loan (see “Terms of Assistance” below) from Sustainable Neighborhoods LLC ("SN"), the administrator of this program. NYS HAF financial assistance loans will have the following terms:
The loan will not require you to make any monthly payments or pay any interest.
The loan would only be due if the property is sold, transferred, refinanced, or stops being used as a primary residence within 5 years. If none of these events occurs, then the loan will be forgiven 5 years from the date the loan is signed.
The loan will be secured by a lien on the fixtures attached to the home.
There are no application fees, credit report fees, processing fees, lock-in fees, or property appraisal fees charged related to the loan.
Please note that this approval is conditional, and may be canceled for any reason in accordance with NYS HAF Program Policy, including but not limited to the following:
Information you provided to the program, or other individuals acting on your behalf during the application process, is found to be untrue or inaccurate;
Based on new information reviewed by the program, you are determined to no longer be eligible for assistance.
You fail to provide any required documentation or information requested by NYS HAF.
Based on our review of loan modification offers available to you, you are determined to no longer require financial assistance from the program.

The NYS HAF program staff will be in touch shortly to discuss the next steps in this process. In the meantime should you have any questions please contact our Call Center at 1-844-77-NYHAF (1-844-776-9423).

דאס באקומען, זיי ריפען דאס conditionally approved
איינער ווייסט וואס דאס מיינט פאר מיר?
די שוטים ווילען איך זאל נעמען די אפפער פין באנק קודם??? איך וויל דאך דאס נישט דאס האב איך דאך געקענט טאן ביזט יעצט אויך....

לאוו דוקא. אסאך מאל ווען דו צאלס דו אנפעיד בעלאנס פאר די באנק קענסטו בקומען א בעסערע מאד.. און אפשר אנה''נ זיי גייען נישט בקומען א בעסערע מאד. ווי די באנק האט דיר געאפערט אבער די פראסעס איז אז זיי העלפן דיר. דע שוטים דארפן נישט וויסן אז דו באנק האט דיר שוין געאפערט.
איך גלייב אז זיי גייען דיר נישט צווינגען צונעמען א מאד. למשל פאר 40 יאר וואס דו גייסט למעשה שאדן האבן. ימים ידברו

[green sunday]

.

[י גרין]

Anyone got already the money from them?

[קענדי'ס]

Anyone got already the money from them?

אלע אינגעלייט וואס האבן עס געטון פאר אנדערע מענשטען האבן זיכער געמאכט געלט
יעך האב נאך נישט געהערט פון איינעם וואס האט שוין געזען געלט פון זיי

[צופליקט]

Anyone got already the money from them?

אלע אינגעלייט וואס האבן עס געטון פאר אנדערע מענשטען האבן זיכער געמאכט געלט
יעך האב נאך נישט געהערט פון איינעם וואס האט שוין געזען געלט פון זיי

איך ווייס פון מענטשען וואס האבן שוין געסיינט די לעצטע לאון דאקעמענטס צו באקומען די געלט
אבער די אלע יודן זענען נאר די וואס האבן נישט אפלייט פאר די מארטגעש נאר פאר די קאנדא פי וכדומה ווייל ווען מען בעט אויך פאר די מארטגעש נעמט עס לענגער ווייל זיי טרייען קודם אז די באנק זאל געבן א גוטע אפפער אז מען זאל נישט דארפן צוקומען צו זייער געלט

און ביי די וועי
די אינגעלייט וואס האבן עס געטון פאר אנדערע מענטשען האבן טאקע זיכער געמאכט געלט אבער זיי האבן זיכער אויך אריין געלייגט ארבעט מש''כ די יודן וואס זענען געקומען צו זיי זענען געווען פויל צו ארבעטן

[פאראויס]

געווארן אפראאווד פאר די מעינטענענס און באקומען די דאקומענטס צו סיינען. כ'האב אפיעלט אז כ'וויל אויך 6 חדשים פאראויס מארטגידזש. דאס האבן זיי דערווייל דענייט.

[קענדי'ס]

We are pleased to tell you that based on our review, you meet the basic eligibility requirements for the New York State Homeowner Assistance Fund (“NYS HAF”). This does not guarantee you will receive a funding award.
First, we must determine what type of assistance you may be eligible for under the program. The NYS HAF provides homeowners affected by COVID-19 with several types of assistance:
Many mortgage servicers are required to offer homeowners affordable loan modifications according to federal and state guidelines. NYS HAF helps eligible homeowners seek loan modification assistance from their mortgage servicer.
If you do not qualify for a reasonable loan modification offer with your servicer, then NYS HAF funds may be used to try to make your monthly payment affordable or to pay down mortgage arrears.
NYS HAF provides financial support to address non-mortgage issues, such as delinquent property taxes, water/sewer payments, condo and co-op fees, and manufactured home loans.
NYS HAF also provides limited financial assistance to cover the cost of ongoing monthly housing payments for eligible homeowners who are unable to pay their ongoing housing costs.

Next, NYS HAF will reach out to the entity to whom you make your monthly housing payments and confirm the amounts owed. If you are seeking mortgage assistance, we will contact your mortgage servicer to ask for a loan modification, if possible. If your mortgage servicer offers you a reasonable home retention offer or loan modification, NYS HAF funds may not be needed if the offer meets the program’s criteria for being affordable.
If we determine that you do require financial assistance under this program, the funds will be made available as a forgivable loan (see “Terms of Assistance” below) from Sustainable Neighborhoods LLC ("SN"), the administrator of this program. NYS HAF financial assistance loans will have the following terms:
The loan will not require you to make any monthly payments or pay any interest.
The loan would only be due if the property is sold, transferred, refinanced, or stops being used as a primary residence within 5 years. If none of these events occurs, then the loan will be forgiven 5 years from the date the loan is signed.
The loan will be secured by a lien on the fixtures attached to the home.
There are no application fees, credit report fees, processing fees, lock-in fees, or property appraisal fees charged related to the loan.
Please note that this approval is conditional, and may be canceled for any reason in accordance with NYS HAF Program Policy, including but not limited to the following:
Information you provided to the program, or other individuals acting on your behalf during the application process, is found to be untrue or inaccurate;
Based on new information reviewed by the program, you are determined to no longer be eligible for assistance.
You fail to provide any required documentation or information requested by NYS HAF.
Based on our review of loan modification offers available to you, you are determined to no longer require financial assistance from the program.

The NYS HAF program staff will be in touch shortly to discuss the next steps in this process. In the meantime should you have any questions please contact our Call Center at 1-844-77-NYHAF (1-844-776-9423).

עפעס קלוגער געווארען וואס דאס מיינט ?

ניין

און יעצט ביסטו שוין יא קלוגער געווארן?

[Clm]

We are pleased to tell you that based on our review, you meet the basic eligibility requirements for the New York State Homeowner Assistance Fund (“NYS HAF”). This does not guarantee you will receive a funding award.
First, we must determine what type of assistance you may be eligible for under the program. The NYS HAF provides homeowners affected by COVID-19 with several types of assistance:
Many mortgage servicers are required to offer homeowners affordable loan modifications according to federal and state guidelines. NYS HAF helps eligible homeowners seek loan modification assistance from their mortgage servicer.
If you do not qualify for a reasonable loan modification offer with your servicer, then NYS HAF funds may be used to try to make your monthly payment affordable or to pay down mortgage arrears.
NYS HAF provides financial support to address non-mortgage issues, such as delinquent property taxes, water/sewer payments, condo and co-op fees, and manufactured home loans.
NYS HAF also provides limited financial assistance to cover the cost of ongoing monthly housing payments for eligible homeowners who are unable to pay their ongoing housing costs.

Next, NYS HAF will reach out to the entity to whom you make your monthly housing payments and confirm the amounts owed. If you are seeking mortgage assistance, we will contact your mortgage servicer to ask for a loan modification, if possible. If your mortgage servicer offers you a reasonable home retention offer or loan modification, NYS HAF funds may not be needed if the offer meets the program’s criteria for being affordable.
If we determine that you do require financial assistance under this program, the funds will be made available as a forgivable loan (see “Terms of Assistance” below) from Sustainable Neighborhoods LLC ("SN"), the administrator of this program. NYS HAF financial assistance loans will have the following terms:
The loan will not require you to make any monthly payments or pay any interest.
The loan would only be due if the property is sold, transferred, refinanced, or stops being used as a primary residence within 5 years. If none of these events occurs, then the loan will be forgiven 5 years from the date the loan is signed.
The loan will be secured by a lien on the fixtures attached to the home.
There are no application fees, credit report fees, processing fees, lock-in fees, or property appraisal fees charged related to the loan.
Please note that this approval is conditional, and may be canceled for any reason in accordance with NYS HAF Program Policy, including but not limited to the following:
Information you provided to the program, or other individuals acting on your behalf during the application process, is found to be untrue or inaccurate;
Based on new information reviewed by the program, you are determined to no longer be eligible for assistance.
You fail to provide any required documentation or information requested by NYS HAF.
Based on our review of loan modification offers available to you, you are determined to no longer require financial assistance from the program.

The NYS HAF program staff will be in touch shortly to discuss the next steps in this process. In the meantime should you have any questions please contact our Call Center at 1-844-77-NYHAF (1-844-776-9423).

עפעס קלוגער געווארען וואס דאס מיינט ?

ניין

און יעצט ביסטו שוין יא קלוגער געווארן?

ניין

[יששכר חנני']

We are pleased to tell you that based on our review, you meet the basic eligibility requirements for the New York State Homeowner Assistance Fund (“NYS HAF”). This does not guarantee you will receive a funding award.
First, we must determine what type of assistance you may be eligible for under the program. The NYS HAF provides homeowners affected by COVID-19 with several types of assistance:
Many mortgage servicers are required to offer homeowners affordable loan modifications according to federal and state guidelines. NYS HAF helps eligible homeowners seek loan modification assistance from their mortgage servicer.
If you do not qualify for a reasonable loan modification offer with your servicer, then NYS HAF funds may be used to try to make your monthly payment affordable or to pay down mortgage arrears.
NYS HAF provides financial support to address non-mortgage issues, such as delinquent property taxes, water/sewer payments, condo and co-op fees, and manufactured home loans.
NYS HAF also provides limited financial assistance to cover the cost of ongoing monthly housing payments for eligible homeowners who are unable to pay their ongoing housing costs.

Next, NYS HAF will reach out to the entity to whom you make your monthly housing payments and confirm the amounts owed. If you are seeking mortgage assistance, we will contact your mortgage servicer to ask for a loan modification, if possible. If your mortgage servicer offers you a reasonable home retention offer or loan modification, NYS HAF funds may not be needed if the offer meets the program’s criteria for being affordable.
If we determine that you do require financial assistance under this program, the funds will be made available as a forgivable loan (see “Terms of Assistance” below) from Sustainable Neighborhoods LLC ("SN"), the administrator of this program. NYS HAF financial assistance loans will have the following terms:
The loan will not require you to make any monthly payments or pay any interest.
The loan would only be due if the property is sold, transferred, refinanced, or stops being used as a primary residence within 5 years. If none of these events occurs, then the loan will be forgiven 5 years from the date the loan is signed.
The loan will be secured by a lien on the fixtures attached to the home.
There are no application fees, credit report fees, processing fees, lock-in fees, or property appraisal fees charged related to the loan.
Please note that this approval is conditional, and may be canceled for any reason in accordance with NYS HAF Program Policy, including but not limited to the following:
Information you provided to the program, or other individuals acting on your behalf during the application process, is found to be untrue or inaccurate;
Based on new information reviewed by the program, you are determined to no longer be eligible for assistance.
You fail to provide any required documentation or information requested by NYS HAF.
Based on our review of loan modification offers available to you, you are determined to no longer require financial assistance from the program.

The NYS HAF program staff will be in touch shortly to discuss the next steps in this process. In the meantime should you have any questions please contact our Call Center at 1-844-77-NYHAF (1-844-776-9423).

עפעס קלוגער געווארען וואס דאס מיינט ?

ניין

און יעצט ביסטו שוין יא קלוגער געווארן?

ניין

האט איינער שוין באקומען געלט פון זיי (איך רעד פון די מארטגעש נישט אלע אנדערע זאכן)?

[קענדי'ס]

ביי מיר שטייט עססעינד קעיס מענשטער
איך דארף באצאלען מארגעטש
אויפן פאון זאגן זיי מיר איך דארף ווארטען ביז מען רופט מיר

[דער רואיגער]

ווען זיי שרייבן "קאנדישענלי עפראווד" וואס קען עס מיינען ?

[שמן]

ביי מיר שטייט עססעינד קעיס מענשטער
איך דארף באצאלען מארגעטש
אויפן פאון זאגן זיי מיר איך דארף ווארטען ביז מען רופט מיר

האט איינער דיר שוין גערופען ? ווי לאנג קען נעמען ביז איינער רופט ?

[קענדי'ס]

ביי מיר שטייט עססעינד קעיס מענשטער
איך דארף באצאלען מארגעטש
אויפן פאון זאגן זיי מיר איך דארף ווארטען ביז מען רופט מיר

האט איינער דיר שוין גערופען ? ווי לאנג קען נעמען ביז איינער רופט ?

ניין

[שמן]

ביי מיר שטייט עססעינד קעיס מענשטער
איך דארף באצאלען מארגעטש
אויפן פאון זאגן זיי מיר איך דארף ווארטען ביז מען רופט מיר

האט איינער דיר שוין גערופען ? ווי לאנג קען נעמען ביז איינער רופט ?

ניין

איך הער, 3 וואכען נעמט עס זיכער

[Clm]

ביי מיר שטייט עססעינד קעיס מענשטער
איך דארף באצאלען מארגעטש
אויפן פאון זאגן זיי מיר איך דארף ווארטען ביז מען רופט מיר

האט איינער דיר שוין גערופען ? ווי לאנג קען נעמען ביז איינער רופט ?

ניין

איך הער, 3 וואכען נעמט עס זיכער

איך ווארט שוין אסאך מער ווי דריי וואכען

[שמן]

יעצט באקומען דאס, ווייסט איינער עפעס מער ?
We are writing to update you on your NYS HAF application.

We are carefully reviewing your NYS HAF application. We have reached out to your servicer to determine what type of loss mitigation assistance is available to you.

A case manager will contact you shortly. In the meantime, please be advised that the NYS HAF program is not oversubscribed at this time and the amount of financial assistance you may be eligible to receive will not be affected by this process.

[נאכמיטאג]

Fwd: Your application has been approved.
$42K

[עס איז מיר גיט]

Fwd: Your application has been approved.
$42K

wow מזל טוב,
ווי אזוי איז עס צוגעגאנגען? זיי האבען עפעס ספעציעל געבעטען פון דיך ?

[נאכמיטאג]

Fwd: Your application has been approved.
$42K

wow מזל טוב,
ווי אזוי איז עס צוגעגאנגען? זיי האבען עפעס ספעציעל געבעטען פון דיך ?

ניין
מיט די עפראוועל אימעל קומט מיט די דאקיומענטס צו סיינען
(עס איז נישט פאר מיר איך האב עפלייעד פאר איינעם)

[אהובים]

Fwd: Your application has been approved.
$42K

?.For mortgage or other expenses like Water/Tax etc

[נאכמיטאג]

Fwd: Your application has been approved.
$42K

?.For mortgage or other expenses like Water/Tax etc

mortgage

[אהובים]

Fwd: Your application has been approved.
$42K

?.For mortgage or other expenses like Water/Tax etc

mortgage

Wow

[יונה ישראל]

Fwd: Your application has been approved.
$42K

זיי גיבן פאר 6 חדשים? אדער מער?

[אחשדרפנים]

Fwd: Your application has been approved.
$42K

זיי גיבן פאר 6 חדשים? אדער מער?

They do not give future payments on mortgage costs